This is created in yellow gold and is hallmarked 18k S (18K yellow gold by Stuller settings of Louisiana). The gold has a bright polished finish. The champagne diamond is lozenge cut (diamond shaped step cut). The clarity is VS1 and is C7 on the Argyle Champagne diamond (0.20ct) color scale (fancy cognac) with a strong yellow fluorescence. This ring is in very good condition. It includes an insurance appraisal of $1109.00.